Dental / Vision Insurance
We believe your complete well-being matters. Our Dental and Vision insurance options are thoughtfully designed to provide you with the support and security you need to maintain your health, ensuring essential care is always within reach.
Dental Insurance
Healthy smiles start here:
Discover the perfect dental plan for you.
Dental insurance helps cover the costs of dental care, from routine check-ups to major procedures. Like health insurance, it typically involves premiums, deductibles, co-payments, and annual maximums. Most plans categorize services into three main areas:
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Preventive Care (usually 100% covered): Includes routine exams, cleanings, and X-rays, encouraging proactive oral health.
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Basic Care (often 70-80% covered): Covers common procedures like fillings, extractions, and root canals.
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Major Care (typically 50% covered): Applies to more extensive treatments such as crowns, bridges, dentures, and sometimes even implants. Plans can be PPO (Preferred Provider Organization), offering more flexibility in choosing dentists, or HMO (Health Maintenance Organization), which generally have lower premiums but restrict choices to a network of providers. Dental insurance is crucial for maintaining oral health, which is closely linked to overall well-being, and helps manage the often significant costs of dental treatments.
Vision Insurance
Helping your vision with affordable care:
Explore your vision insurance options.
Vision insurance is a health benefit designed to reduce the out-of-pocket costs associated with routine eye care and eyewear. While not typically included in standard health insurance, vision plans cover various services, including:
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Routine Eye Exams: Often covered annually or bi-annually.
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Eyeglasses: Coverage for frames and lenses, sometimes with allowances or discounts.
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Contact Lenses: Often includes an allowance for lenses and fitting fees. Some plans may also offer discounts on elective procedures like LASIK. Vision insurance encourages regular eye exams, which are vital for detecting vision problems early and identifying potential underlying health conditions like diabetes or high blood pressure. It helps individuals maintain good vision, which is essential for daily activities and
quality of life.
For more information call 407-779-1730
